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Earn Higher Interest
Midwest Rewards Checking
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- 4.07% APY* on balances up to $25,000 if qualifications are met**
- 0.30% APY* on portion of balance over $25,000 if qualifications are met**
- 0.10% APY* if qualifications are not met**
Monthly Service Charge
NONE
Refunds on ATM Withdrawal Fees
Automatic refunds up to $4.99 per transaction (if qualifications are met)*
Free Online & Mobile Banking Access?
Yes***
Debit Card?
Yes
Minimum Deposit to Open
$100
THE ESSENTIALS
Midwest Checking
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- No monthly service charges
- No minimum balance requirements
- Free first order of Midwest Bank checks
- ID Theft Resolution provided by Midwest Bank
Monthly Service Charge
NONE
Refunds on ATM Withdrawal Fees
Up to $5 per transaction**
Free Online & Mobile Banking Access?
Yes***
Debit Card?
Yes
Minimum Deposit to Open
$100
TIERED INTEREST
Midwest Interest Checking
Learn MoreFeatures
- Earn tiered monthly interest on your entire balance
- Free first order of Midwest Bank checks
- ID Theft Resolution provided by Midwest Bank
Monthly Service Charge
Avoid the $5 monthly service charge by maintaining a $500 minimum daily balance
Refunds on ATM Withdrawal Fees
Up to $5 per transaction**
Free Online & Mobile Banking Access?
Yes***
Debit Card?
Yes
Minimum Deposit to Open
$500
View All Accounts
Midwest Rewards Checking:
*Rate and Limitation Information: Earn up to 4.07% Annual Percentage Yield (APY) on balances between $0.01 and $25,000, and balances over $25,000 earn 0.30% interest rate on the portion of balance above $25,000 resulting in a range of 4.07% to 1.23% APY depending on the balance. If qualifications per cycle are not met, your account will still function as a free checking account earning 0.10% APY; however, it will not receive automatic ATM fee refunds for that cycle. You may still request domestic ATM fee refunds up to $5/transaction with receipts delivered to any Midwest Bank within 60 days of the transaction. ATM transactions do not count towards qualifying debit card purchases. Rates as of December 06, 2024. We may change the interest rate and APY at any time after the account is opened. Available to Personal Accounts only. Limit one account per Social Security number. No monthly service charge.
** Be enrolled to receive electronic statements (log in to online banking a minimum of once every 365 days to maintain an active online banking account).
***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage. Please contact your wireless carrier for information.
Midwest Checking:
**Refund fees up to $5/transaction with original receipt brought to any Midwest Bank office within 60 days of the transaction.
***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage. Please contact your wireless carrier for information.
Midwest Interest Checking:
**Refund fees up to $5/transaction with original receipt brought to any Midwest Bank office within 60 days of the transaction.
***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage. Please contact your wireless carrier for information.